Individual Retirement Account
An Individual Retirement Account, or IRA, is a personal savings plan which allows you to set aside money for retirement while offering you tax advantages. Vantage Bank offers IRA Money Market and IRA Certificate of Deposit options for both Traditional IRA and Roth IRA.
Contact us today to set up an IRA account.
IRA Money Market
- No Setup, Monthly or Annual Maintenance Fees
- Monthly Interest Paid to Account
- $500 Minimum to Open
Traditional IRA
Traditional IRAs are Tax-Deferred Retirement Savings Accounts
- Contributions may be Tax Deductible
- Earnings Grow Tax-Deferred
- Current IRS Guidelines can be Found Here
Roth IRA
Roth IRAs are Tax-Free Retirement Savings Accounts
- Contributions are After-Tax Dollars
- Tax-Deferred Earnings
- Current IRS Guidelines can be Found Here
IRA Certificate of Deposit
- No Setup, Monthly or Annual Maintenance Fees
- Wide Range of Terms Available: 12 Months - 60 Months*
- $500 Minimum to Open
*Early withdrawals subject to penalty
Traditional IRA
Traditional IRAs are Tax-Deferred Retirement Savings Accounts
- Contributions may be Tax Deductible
- Earnings Grow Tax-Deferred
- Current IRS Guidelines can be Found Here
Roth IRA
Roth IRAs are Tax-Free Retirement Savings Accounts
- Contributions are After-Tax Dollars
- Tax-Deferred Earnings
- Current IRS Guidelines Can be Found Here
